

Technology as a Tool to Support Instruction
We have entered an era in which technology is no longer an intimidating novelty. Its use in business and industry is both accepted and expected. And pressure abounds - from the federal government, local school boards, and the popular press - for educators to get on board and see to it that students become technologically skilled. Technology is a tool that can change the nature of learning. But is mere technological skill enough? First and foremost, educators want students to


Health Reimagined
Health care is being reinvented. The shift is being driven by two main factors: the search for economic sustainability and digital disruption. Digital health (mobile apps, wearables, social media, and analytics) is expanding access, improving quality, managing costs and enabling approaches that are dramatically more cost-effective. Developing these sustainable approaches will require varied skills, from app development to analytics and customer engagement. So, entrants from o


Industry Redefined
Though consolidation and diversification lead competitors to enter new unrelated industry categories, industry convergence is what happens when disruption takes place. It reconfigures and democratizes information, creating new levels of complexity at unprecedented speed. By altering the "invaded" industry's basic characteristics, the converged industry is redefined. Technology companies of any size are disrupting industries and uprooting incumbents. While incumbent industries


Understanding Disruptive
To fully understand disruption, we must first know from where this term came from. It was first used by Harvard Business School professor Clayton Christensen in 1995 to describe the transformation of business models and value networks by technology or business innovation. Since then, we have seen an increasing number of article mentioning "disruptive innovation". However, despite growing commercial awareness, while only a handful of companies have successfully disrupted their


The Digital Economy
The economy is being transformed through the continuous advance of technology. This new digital economy that arises from this junction is causing big shifts in the world economy. To segment this big topic, we can cluster the subjects into five categories and we will present each one with a brief explanation: 1- Value Propositions Everything that can be digital, will be digital. A whole class of products will be digitized. Music, video, maps and currency are some examples. An


Digital and Financial Inclusion
Digital innovation and technology are spreading quickly through the whole world in an increasing rhythm. We can see the same behavior occurring nowadays within financial services, where the latest innovation and disruptive technologies are shifting paradigms and creating potential revolutionary changes in the way we use and are served by financial services. But one closer look into the similarities between these two areas will bring to our attention one big problem: disparity


Blockchain, a Decentralized Network
Blockchain was purposely designed as a decentralized technology so it could use a global network of computers to manage the database that stores Bitcoin transactions. This is the same as saying that it operates as a P2P (peer-to-peer) network, but every peer (the same as user or node) is also an administrator of the blockchain. Unlike traditional P2P sharing files tools that we know, each node is "mining", or competing to win Bitcoins by solving computational puzzles. That wa