This is our third and final post about the changes we are likely to see when cities become smart. Smart Retail Smart apps will lead retails through the path of flexibility and convenience for the customer. Apps will communicate with beacons to offer products based on location and online shopping behavior, showing customers how products will look like on them or in their places and apps will even allow a customer to scan a product and it will add that product to the shopping b

To talk about what changes we might see taking place on our everyday life when regular cities transform into smart cities, we are going to need more than a single post. So let us just start with the first part of major changes that will be perceived as a city becomes smart. Smart Mobility Smart parking allows drivers to know whether there are free parking spaces, where they are (with navigation options) and how much they cost, comparing travel time and cost with public transp

The National Financial System (SFN) in Brazil is formed by a normative system and an operative system. The regulatory and supervision entities are the National Monetary Council (CMN), that oversees the financial system as a whole; the Central Bank (BACEN) that carries out traditional central banking functions and implements CMN policies; the Private Insurance Regulator (SUSEP), that is responsible for the supervision of the insurance industry; the Complementary Pensions Depar

The economy is being transformed through the continuous advance of technology. This new digital economy that arises from this junction is causing big shifts in the world economy. To segment this big topic, we can cluster the subjects into five categories and we will present each one with a brief explanation: 1- Value Propositions Everything that can be digital, will be digital. A whole class of products will be digitized. Music, video, maps and currency are some examples. An