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The National Financial System (SFN) in Brazil is formed by a normative system and an operative system.

The regulatory and supervision entities are the National Monetary Council (CMN), that oversees the financial system as a whole; the Central Bank (BACEN) that carries o...

One of the most impacting challenges that smart cities will face is the disruption of the labor

market due to the progressing automation and the use of robotics to replace manual work.

New jobs must be created while obsolete ones disappears. And not only that, but people...

Smart cities emerge as the result of many smart solutions across all sectors of society fueled by a combination of disruptive technologies, social innovations and changes in human behavior with the use of data and innovative technology.

True smart solutions combine disr...

The economy is being transformed through the continuous advance of technology. This new digital economy that arises from this junction is causing big shifts in the world economy.

To segment this big topic, we can cluster the subjects into five categories and we will pre...

Trust has always been an essential aspect of successful relationships with financial advisors. But today the meaning of trust is dramatically changing. The fundamental shifts faced by wealth managers can be best described as two revolutions, one loud and the other quie...

Digital innovation and technology are spreading quickly through the whole world in an increasing rhythm. We can see the same behavior occurring nowadays within financial services, where the latest innovation and disruptive technologies are shifting paradigms and creati...

Bots are pieces of software based on AI that are usually designed to chat with humans in such a natural way that they can pass by humans.

Today, they allow a reasonable amount of interactivity, even though they are not perfect yet. But they are certainty a big bet for e...

“Access to financial services can serve as a bridge out of poverty. We have set a hugely ambitious goal – universal financial access by 2020 – and now we have evidence that we’re making major progress” - World Bank Group President Jim Yong Kim.  

This mentioned progress...

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